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Smart Learning, Smart Earning

Ravindra Kadam is the Founder of Arthsamruddhi.ai, a bilingual financial education platform designed to make every Indian financially confident.
His mission is simple — enable people to learn smart so they can earn smart. Through practical content, real-life examples and AI-powered learning support from ArthIQ, he helps students, families and small businesses build better money habits and long-term wealth. He strongly believes that financial literacy is a right, not a privilege, and India can achieve true prosperity only when every household understands money.
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Course Module Planner

Baliraja Cash Flow 202

BALIRAJA CASH FLOW 202Wisdom of the Farmer Economist AI-Powered Financial Education for Every Bharatiya By Ravindra Kadam | Arthsamruddhi.ai

SIP Basics Grow Wealth the Smart Way

SIP BASICS Grow Wealth the Smart Way SIP AI-Powered Financial Education for Every Bharatiya


Kids Finance Starter Kit Fun, Stories & Smart Money Habits

KIDS FINANCE STARTER KIT Fun, Stories & Smart Money Habits AI-Powered Financial Education for Every Bharatiya Child

Good Debt vs Bad Debt – Smart Borrowing Skills

To help learners identify productive vs destructive debt, develop healthy borrowing habits, and use credit strategically to build long-term wealth.

Investing Basics SIP, Mutual Funds, Index Funds

To help learners understand the fundamentals of investing, the power of compounding, and how to use SIPs, mutual funds, and index funds for long-term wealth creation.

Stock Market and Trading Essentials

To build a clear understanding of how the stock market works, how to read charts, and how to make disciplined trading and investing decisions with proper risk management.

Advanced Wealth Building (Technical + Behavioural)

To develop advanced investing and trading skills by mastering technical indicators, wealth-building strategies, and behavioral patterns that influence financial success.

Certified Modern Cash Flow Expert – Level 3 (Flagship Program)

To train learners to become financially independent, disciplined wealth builders who can analyze, plan, and manage money using both technical knowledge and emotional intelligence — the true Arthsamruddhi Way: From Arth to Samruddhi.

Arthsamruddhi Cash Flow 101 – Learn, Earn, Grow

To help learners understand the real meaning of money flow, manage personal finances effectively, and develop a growth mindset toward wealth creation.

Arthsamruddhi Investing Hub

"Arthsamruddhi Investing Hub" and get access to study material, live classes, mock tests, guidance and more.
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faq

FAQ

ArthIQ is built for absolute beginners as well as intermediate learners. Anyone can start using it, even if you have never studied finance before.

Is ArthIQ giving financial advice?

ArthIQ provides educational information to improve your financial literacy. It does not give personalised financial, legal or tax advice. Please consult a SEBI-registered advisor before making any investment decisions.

Can I ask ArthIQ for exact buy/sell tips in the stock market?

ArthIQ can explain technical concepts, chart patterns, risk management and long-term investing ideas for learning purposes only. It does not provide direct trading calls or guaranteed returns.

Is my data safe?

We do not ask for or store bank account numbers, passwords or other highly sensitive information. For your safety, please avoid sharing such details in your chat with ArthIQ.

Is ArthIQ available 24/7?

Yes. You can access ArthIQ anytime from Arthsamruddhi.ai on your mobile or computer.

Disclaimer

ArthIQ is an educational AI tool by Arthsamruddhi.ai. Information provided by ArthIQ is for learning and general awareness only. It should not be treated as investment, legal or tax advice. All investments are subject to market risk. Please do your own research and consult a qualified, SEBI-registered professional before acting on any information.

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